API
  • Introduction
  • Authentication
  • Error Handling
  • API ENDPOINTS
    • Payment
    • Invoices
      • Create Invoice
      • Re-send Invoice
      • Get Invoice - customerEmail
      • Get Invoice - invoiceNo
      • Get Invoice - orderNo
    • Payment Link
      • Create Link
      • Get Link
      • Update Link
      • Delete Link
    • Charge Token
      • Create Token
      • Get Token
      • Charge Token
      • Bulk Charge
      • Query Bulk Charge with BacthId
    • Subscriptions
      • Create Subscription
      • Charge Subscription
      • Get Customer Subscription
      • Update Customer Subscription
      • Get Merchant Subscription
    • Virtual Account
      • Create Virtual Account
      • Get Virtual Account
      • Delete Virtual Account
      • Get Payment
    • Pay with Transfer
    • Pay with USSD
    • Mobile Money Payments
    • Bank Account Payments
    • Card Payment
      • Initializing a Card Payment
      • Scenario 1 (Verve Card Type)
      • Scenario 2 (Master Card and Visa Card Type)
      • Scenario 3
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  1. API ENDPOINTS

Card Payment

Cards are one of the most popular ways to make payments online with a large global reach. SeerBit supports the most popular card types with a simple implentation.

Card Payment Process

  1. Customers enters card details on merchant website.

  2. SeerBit checks that the details provided are valid (e.g the expiry date entered is not in the past)

  3. Authentication : Some cards may prompt the card holder to enter a pin or a one time password sent to the card holder's phone or email to authenticate the transaction.

  4. Authorization : The bank checks for sufficient funds on the card holder's account. if successful the amount is held in the customers account and released to the merchant on capture

  5. Capture : The money moves from the card holder's account (issuing bank) to the merchant account immediately after authorization

PreviousBank Account PaymentsNextInitializing a Card Payment

Last updated 8 months ago