Card Payment
Cards are one of the most popular ways to make payments online with a large global reach. SeerBit supports the most popular card types with a simple implentation.
Card Payment Process
Customers enters card details on merchant website.
SeerBit checks that the details provided are valid (e.g the expiry date entered is not in the past)
Authentication : Some cards may prompt the card holder to enter a pin or a one time password sent to the card holder's phone or email to authenticate the transaction.
Authorization : The bank checks for sufficient funds on the card holder's account. if successful the amount is held in the customers account and released to the merchant on capture
Capture : The money moves from the card holder's account (issuing bank) to the merchant account immediately after authorization
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