# Card Payment

Cards are one of the most popular ways to make payments online with a large global reach. SeerBit supports the most popular card types with a simple implentation.\ <br>

**Card Payment Process**

1. Customers enters card details on merchant website.
2. SeerBit checks that the details provided are valid (e.g the expiry date entered is not in the past)
3. Authentication : Some cards may prompt the card holder to enter a pin or a one time password sent to the card holder's phone or email to authenticate the transaction.
4. Authorization : The bank checks for sufficient funds on the card holder's account. if successful the amount is held in the customers account and released to the merchant on capture
5. Capture : The money moves from the card holder's account (issuing bank) to the merchant account immediately after authorization