# Bank Account Payments

<mark style="color:green;">`POST`</mark> `https://seerbitapi.com/api/v2/payments/initiates`

{% tabs %}
{% tab title="cURL" %}

```javascript
curl --location 'https://seerbitapi.com/api/v2/payments/initiates' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer YOUR_ENCRYPTION_KEY' \
--data-raw '{
	"publicKey":"Your_public_key",
	"amount":"2000.00",
	"fee":"10",
	"fullName":"John Doe",
	"mobileNumber":"08037456590",
	"currency":"NGN",
	"country":"NG",
	"paymentReference":"UYTRE234566677RDFGFDDSS",
	"email":"johndoe@gmail.com",
	"productId":"Foods",
	"productDescription":"Uba Account Transaction ",
	"clientAppCode":"kpp64",
	"redirectUrl":"https://checkout.seerbit.com",
}'
```

{% endtab %}

{% tab title="Response" %}

```javascript
{
  "status": "SUCCESS",
  "data": {
            "code": "S20",
            "payments": {
                          "paymentReference": "UYTRE234566677RDFGFDDSS",
                          "linkingReference": "F320660611587911267617"
                         },
            "message": "Transaction is pending"
           }
}
```

{% endtab %}
{% endtabs %}